stopping debt from ruining your retirement

5 Steps for Stopping Debt from Ruining Your Retirement

If you’re an adult in the workforce, you probably have big dreams for your retirement—sandy beaches, ocean cruises, days on the golf green, the whole lot. However, there’s still one major elephant in the room: debt. About 80 percent of Americans are weighed down with it, making dreams of huge nest eggs seem less and less possible. Still, that doesn’t mean that your dreams—or savings—are in vain. These steps for stopping debt from ruining your retirement will get you on your way to well-deserved years of relaxation.

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Americans tap into their retirement savings early

The Most Common Reason Americans Tap into Their Retirement Savings Early

Ideally, your retirement savings grow and grow untouched in the process of accumulating a substantial nest egg to support you during the years when you are no longer working. Sometimes, however life gets in the way, and we unfortunately start to view our retirement savings as a bail-out of other financial stresses. There are several reasons why Americans tap into their retirement savings early, but there’s one that’s more common than all the others.

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