No one likes to lose money, and losing money during a time in your life when you are no longer receiving regular paychecks from your job can be all the more devastating. When you are older, you do not have as much time to make up for stock market losses as you did when you were younger. However, that does not mean that you have to completely give up the chance to capitalize on stock market gains. Consider these healthy responses to stock market declines in retirement.Continue reading » 4 Healthy Responses to Stock Market Declines in Retirement
A good stock market index provides you gains in your index annuity when it goes up—it’s as simple as that. Right now the 2018 stock market is looking unbelievably good—better than some of us have ever witnessed in our careers. After President Donald Trump was elected, not only has the stock market seen a meteoric rise, but the economy and its indicators have experienced a meteoric rise as well.Continue reading » Ty J. Young’s 2018 Stock Market and Economic Report
This is the third part in a three-part series adapted from the Ty J. Young Inc. webinar, “Investing in the Era of Trump.”Continue reading » Investing in the Era of Trump: What Should I Do With My Money?
This is the second part in a three-part series adapted from the Ty J. Young Inc. webinar, “Investing in the Era of Trump.”Continue reading » Investing in the Era of Trump: Is Stock Market Immunity to Current Events a Reality?
This is the first part in a three-part series adapted from the Ty J. Young Inc. webinar, “Investing in the Era of Trump.”Continue reading » Investing in the Era of Trump: Why Is the Stock Market Thriving?
This is the final part of a seven-part series detailing challenges retirees are currently charged with overcoming in order to enjoy a financially stable retirement.
When The Great Recession hit in 2008, millions of Americans lost trillions of dollars in retirement savings. Since then, the S&P has recovered more than 200% from its lows, but many retirees who watched their hard-earned savings disappear in 2008 have understandably not recovered from the sting the stock market delivered them nearly 10 years ago. While it has been the trend that retirees reduce their investment risk as they age, due to stock market distrust, more and more retirees have turned toward fixed-income investment vehicles to secure their retirement savings.Continue reading » 7 Major Financial Obstacles Retirees Are Facing in 2017: Stock Market Distrust
When purchasing new bonds, investors should consider their risk tolerance, liquidity needs, income requirements and interest rate risk. A fundamental principle of bond investing is that market interest rates and bond prices generally move in opposing directions. When interest rates go up, bond prices historically go down—and that is the hazard known as interest rate risk.Continue reading » Interest Rate Risk: When is it Time to Get Out of Bonds?
There are many misconceptions about rate of return and how long it will take you to earn your money back should you lose it in the stock market. The truth is, making up for market losses takes longer than most people think it does—despite the fact that, when asked, most people will tell you that historically, the stock market goes down much faster than it goes up.Continue reading » Making Up For Market Losses: How Long Does It Take?
There are a myriad of investment options out there, and under that umbrella there are annuities. Within the category of annuities, there are a variety of types. So, determining whether an annuity is right for you depends on a variety of factors including when you plan to need income during retirement and how much income you predict you will need. That being said, if you already have an annuity, you may be wondering whether it is in fact the best type of annuity for you.Continue reading » I Have an Annuity: 5 Questions to Ask
Recently, it seems investors can do no wrong in the stock market and we are hitting record highs constantly. This has created a euphoric feeling for most investors as they ride the current highs of the market. However, it is critical for investors to realize the potential devastating effects a market correction could have on their hard-earned retirement money.Continue reading » 10 Obstacles to Making Money in the Stock Market