You’ve probably heard of the expression, “If it ain’t broke, don’t fix it.” But at Ty J. Young Inc., we have a slightly different philosophy. According to our advisors, many people wonder why they should make a change to protect their retirement accounts if everything is going well. If they’re happy with the stock market’s performance, then why consider a different investment vehicle? This can be a trap. Sometimes, its better to know when to change your investments than to stick with a strategy that could lead to a loss in the future.Continue reading » Time to Change Your Investments, Even Though Everything is Going Well
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In today’s society, women across the industrialized world are outliving their husbands by 5 to 10 years, according to TIME magazine. In fact, according to the United States Census Bureau, 35 percent of women over the age of 65 were widows in 2014.Continue reading » Investing Advice for Widows
Company pensions have been the sole supporters for many in the currently-retired generation.Continue reading » What Happens When Your Company Reduces Your Pension?
When it comes time to retire, most of us have a goal of maintaining the same or close to the same lifestyle as we have become accustomed to in our working years.Continue reading » Are Your Retired Friends Living Better Than You?
Imagine if you were never wrong in life.Continue reading » You Don’t Have to Be As Right, If You’re Never Wrong
When you buy a bond, you’re effectively loaning your money to an entity. This begs the question: are bonds safe?Continue reading » Are Bonds Safe?
When you invest, your goal is typically to grow your money—to put it in a place where it is doing something positive that will benefit you in the long run. That’s why when it comes to investing, the key is to avoid fees. It essentially may be the difference between a good rate of return and a poor one.Continue reading » Avoid Fees While Investing
If you are seeking financial security, safety on your investments, and guaranteed income then an annuity—used properly—could be the best retirement tool in planning for your retirement.Continue reading » Choosing the Best Retirement Tool for You
If you’re in the process of saving for your retirement, congratulations! This is the first step in the critical process of planning for that chapter of your life—whether you are decades or years from it. Determining how exactly you plan to fund your retirement proves critical. There are a few common mistakes retirees make that can be detrimental to that process, and at Ty J. Young Inc., we want to help you avoid them.Continue reading » The 5 Biggest Mistakes Retirees Make
The promises of an annuity and their growing popularity are a reflection of investors’ changing wants and needs.Continue reading » From Growth to Guarantees