With many 401K accounts, there are very few choices of investments. Your options are usually stock mutual funds, bond mutual funds or a money market mutual funds.Continue reading » When Should You Go to Cash in Your 401K
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If you’ve just had someone close to you pass away and you have been listed as that person’s beneficiary, you are likely grieving and in addition, you may be asking yourself, “What do I do now with this account?”Continue reading » I’m the Beneficiary. What Do I Do Now?
An abundance of choices can be daunting in any situation, but this is especially the case when it comes to your retirement money.Continue reading » Am I Making the Right Decision with My Retirement Money?
One of the best things about an annuity is the fact that you’re in control.Continue reading » How Long Do I Have to Wait to Get My Money Out of an Annuity?
Many stock market investors think that if they can average 5, 6 or 7 percent return on their investments during retirement, they’ll be set.Continue reading » Never Run Out of Money … It’s a Disaster.
Financial happiness in retirement is about cash flow. Spending less than you have coming in equals financial happiness—no matter how much you’re making.Continue reading » Financial Happiness is All About Cash Flow
If you’ve invested in the stock market and it’s gone down, you may be thinking about moving your money somewhere it’s protected against market losses so you don’t lose your hard-earned assets. Many times, the best way to achieve never losing money due to stock market fluctuation and earn a reasonable rate of return is to move to an annuity.Continue reading » Why Wouldn’t I Just Wait for the Market to Come Back Before I Move to an Annuity?
When you put your money in a mutual fund, you hope it’s going to go up, but sometimes it goes down. Sometimes you make money and sometimes you lose money.Continue reading » How Do I Lose Money in a Mutual Fund and Still Owe Taxes?
When choosing a fixed index annuity, you have the ability to select the amount of time you have the annuity—after which all of your money becomes available to you. The question is, “how many years should you tie up my money?”Continue reading » Is it Smart to Tie Up My Money for Several Years?
If you have an IRA, 401K, 403B, 457 plan or TSP, did you know the IRS is your partner today, tomorrow and will be your partner even after you pass away and until your money is gone?Continue reading » Cut the IRS Out of Your Will