important retirement guidelines

6 Important Retirement Guidelines to Consider

While it’s easy to neglect the specific plans of your retirement in favor of imagining all the fun you’ll have in your post-job force years, living in your fantasy can seriously derail your future. Throughout this critical decades-long process, keep these important retirement guidelines on the forefront of your mind. When you actually have the funding to enjoy that sandy beach or cozy cabin in the mountains, you’ll be grateful that you put the finances and planning first.

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Exciting Things to Do When You Retire

20 Exciting Things to Do When You Retire: Part 1

This is part one of a two-part series, “20 Things to Do When You Retire.”

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Retirement FAQs answered

5 Retirement FAQs Answered

Saving for your retirement is a long, nuanced process. Because of the many complications involved, few people know the full deal about getting ready for the time when they are no longer working. However, with these retirement FAQs answered, you’ll know more about one of the most important goals in your life.

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Living your best life in retirement

Living Your Best Life: Here’s How to Do It in Retirement

If you’ve been following the Retirement You Earned Blog, then by now you probably know the ins and outs of saving for retirement: the types of IRAs, how to form a strong investment portfolio, and how to make the most of employer-matched 401(k)s. However, it’s likely that you—much like many other responsible savers—may find yourself at a loss when it comes to living your best life in retirement. After all, daily routine tasks and upkeep aren’t stressed nearly so much as IRAs are. Don’t worry though—the hard part is almost over. Soon, you can get started enjoying yourself!

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living beyond the 4 percent rule in retirement

The Case for Living Beyond the 4 Percent Rule in Retirement

Save, save, save. This is what we’re told as we make our way through our working years—in preparation for the time in our lives when our regular paychecks stop showing up in our bank accounts. Saving is certainly solid advice, but some of the “tried and true” historically-accepted ideas about retirement saving are no longer as tried and true as we once thought them to be. Take the 4 percent rule, for example. This rule states that you should take out 4 percent of your retirement savings to live on annually in retirement. If your total retirement savings is $1 million, then 4 percent of that would be $40,000 to live on each year. For many, $40,000 a year sounds adequate enough, right? However, there is a case for living beyond the 4 percent rule in retirement

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trends facing our retirement futures

3 Unfortunate Trends Facing Our Retirement Futures

Ask anyone about the retirement outlook for the majority of Americans, and most of your answers will probably be to the effect of, “It’s pretty bleak.” A 2016 survey conducted by financial firm Allianz found that more than 60 percent of baby boomers actually fear running out of savings in retirement more than they fear death. That’s a pretty serious sentiment. Though individually, some workers have established the financial security they need to retire well, as a whole, our country is struggling—and these trends facing our retirement futures are to blame.

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today's retirement

7 Things to Know About Today’s Retirement

As society changes over time, so does the reality of retirement. Whereas our parents’ retirements may have come after entire careers spent at the same companies with cushy pensions as rewards, most retirements today and in the future are looking quite different. Here are seven things to know about today’s retirement.

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behind in saving for retirement

Behind in Saving for Retirement? Here’s What to Do

If you feel that you are behind in saving for retirement, you are not alone. According to recent data from Northwestern Mutual, one-third of Americans have less than $5,000 set aside for retirement. In addition, 21 percent of Americans have no retirement savings to speak of.

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barriers to retirement

How to Combat These 4 Barriers to Retirement

Preparing for a financially sound retirement is not something that happens overnight. It takes decades of proactive saving, smart investing and weighing your tolerance for potential risk. However, even with the most careful planning, there are still certain barriers to retirement that inevitably exist. Here, we’ll look at four of these barriers and address how you can go about breaking them down.

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retire on time

4 Steps to Take to Retire on Time

If you’re like most of the working population, you look forward to the day that you can cease the daily grind in exchange for days spent doing the things you did not have time for when you were working full time—hobbies, traveling or spending time with family and friends. However, being able to retire on time won’t just happen out of nowhere.

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